I recently spent two weeks in the heart of Los Angeles. As I walked the neighborhoods, the smell of marijuana and tobacco danced from the streets and into my nostrils. Girls in mini- skirts and fishnet stockings winked and waved at men in their cars. I watched homeless men carry “help me” signs, and every so often they scratched at their soiled beards. Over a loud- speaker I could hear a voice screaming Bible verses and calling down fire upon sinners.
I remember a towering, kind, and genteel law professor who taught us how to craft our arguments to the jury in order to collect monetary damages on behalf of injured clients. Before many states instituted the current monetary limits on what an injured person could recover in court, lawyers like him appealed to personal outrage and the great sympathy of the jury. Juries, moved by these arguments, would often award huge sums to the victims or families of the victims to “make them whole again.”
Back From Broke How to keep your family from falling off your own fiscal cliff
Interview with Financial Peace University founder Dave Ramsey
Dave Ramsey dispenses financial advice to millions of Americans every year through his best-selling books, one of the most recent being The Total Money Makeover. He hosts his own nationally syndicated radio program, The Dave Ramsey Show, where avid listeners, everyday Joes, formerly under financial stress, flock to his microphones to proclaim their newfound freedom from debt. Ramsey’s story, however, reaches millions because he experienced financial meltdown years ago, managed to climb out of debt, and now helps others do the same. “I don’t listen to broke people,” he likes to say. He carved out some time to answer some questions for Message.